When it comes to managing your personal finances, it’s easy to feel overwhelmed by all the choices, strategies, and experts offering their advice. One of the best ways to sort through the noise and find the help that suits you best is by listening to personal finance podcasts. Podcasts offer a convenient, insightful, and engaging way to get a handle on budgeting, saving, investing, and much more—all at your own pace. If you’ve ever thought about learning how to better manage your money during your commute or morning jog, then you’ve come to the right place.
In this article, we’ll explore the best personal finance podcasts that provide valuable money advice, explain complex financial concepts, and inspire you to take actionable steps toward financial independence. Get ready to meet your new favorite finance gurus and make your personal finance journey a whole lot more enjoyable.
1. The Dave Ramsey Show
If you’re ready to tackle your debts head-on and learn some tough lessons about money, then “The Dave Ramsey Show” should be high on your list. Dave Ramsey is a no-nonsense financial expert known for his direct approach to budgeting and debt elimination. His podcast provides practical advice and strategies to help you pay off debt, start saving, and build wealth.
Ramsey frequently features real-life callers who share their financial woes, which makes this podcast both relatable and educational. You’ll find yourself learning from others’ mistakes while getting a healthy dose of motivation to tackle your own financial challenges.
If you’re considering his popular book, “The Total Money Makeover”, it’s worth mentioning that it’s available on Amazon and has thousands of positive reviews—a trusted roadmap for many on their journey to becoming debt-free.
2. Afford Anything with Paula Pant
“Afford Anything” is perfect if you want to learn how to break free from the “9-to-5 grind” and start pursuing what truly matters to you. Hosted by Paula Pant, this podcast delves into a wide range of financial topics—including how to save, invest, make money in real estate, and prioritize the important things in life.
Paula’s philosophy is that you can afford anything, but not everything. In her episodes, she explains how you can maximize your money, time, and life energy to pursue the lifestyle you dream of. She also hosts interviews with financial experts, entrepreneurs, and lifestyle designers to offer diverse perspectives on personal finance.
To maximize your experience, consider buying the “Afford Anything Journal” on Amazon, where you can write down your goals, track your spending, and work on Paula’s exercises to develop a mindful spending approach.
3. The Money Guy Show
The hosts of “The Money Guy Show,” Brian Preston and Bo Hanson, describe themselves as your personal financial advisors. This podcast covers a wide array of topics, from saving and investing to retirement planning. Brian and Bo’s easy-going and relatable banter makes complex financial concepts much more accessible to the average person.
If you’ve ever felt intimidated by investing, the Money Guys do an excellent job of breaking things down into digestible bits, answering questions like “What is a Roth IRA?” and “How do I start investing in the stock market?” in a way that feels conversational rather than overwhelming.
The hosts often reference useful tools and products like the “Budgeting Workbook for Beginners”, which can be found on Amazon and is highly rated for its simple structure and practical guides to help you keep track of your finances.
4. BiggerPockets Money Podcast
If you’re interested in building wealth through real estate and investing, then “BiggerPockets Money” is a must-listen. Hosted by Mindy Jensen and Scott Trench, this podcast provides a wealth of information for both beginners and seasoned investors. Their interviews with successful real estate investors, early retirees, and financial experts will help you get started or grow your investment portfolio.
The beauty of BiggerPockets is that it makes seemingly intimidating topics, such as buying rental properties or achieving financial independence, accessible for everyone. The hosts discuss not only how to make smart financial decisions, but also how to implement these changes in real life, taking you step-by-step through their guests’ experiences.
If you’re looking for a real estate investment companion, you might consider picking up the “BiggerPockets Rental Property Investing” book on Amazon. It’s been a bestseller and is praised for its hands-on advice.
5. The Clark Howard Podcast
Clark Howard has a mission to help you save more, spend less, and avoid scams. His popular podcast is dedicated to teaching listeners how to become more financially savvy through practical tips and consumer education. Clark breaks down complicated topics, such as health insurance, mortgages, and travel expenses, into simple, actionable advice.
Listeners love his emphasis on avoiding rip-offs and finding the best deals. This is the podcast for you if you’re looking to keep your expenses in check and want to understand the best ways to make every dollar stretch further.
Clark’s recommendations frequently involve useful products like “Credit Repair Kits” and “Financial Planner Organizers”, both of which can be found on Amazon. These tools can help you keep track of your finances and take action on Clark’s advice.
6. HerMoney with Jean Chatzky
If you’re looking for personal finance advice tailored specifically to women, then “HerMoney” is an excellent podcast to check out. Jean Chatzky’s podcast is all about empowering women to take control of their finances and providing the tools they need to reach their financial goals. Jean has a warm and approachable way of explaining complicated financial matters, which makes her podcast enjoyable and informative.
“HerMoney” covers a wide variety of topics, such as saving, investing, paying off debt, and planning for retirement—all with a focus on helping women create financial independence. Jean often brings in guest experts to discuss everything from credit scores to entrepreneurship, ensuring that every listener walks away with practical knowledge they can use.
Jean frequently recommends products like “The HerMoney Planner” available on Amazon, which allows you to plan your savings, spending, and debt repayment goals with a specific focus on empowering women.
7. ChooseFI
“ChooseFI” (Choose Financial Independence) is the go-to podcast if your goal is to achieve financial independence and retire early (commonly referred to as FIRE). The hosts, Jonathan Mendonsa and Brad Barrett, explore the different paths to financial independence, focusing on how you can optimize your income, minimize your expenses, and save enough money to quit your day job.
With a supportive community and frequent guests sharing their own journeys to financial independence, “ChooseFI” offers both motivation and tangible steps to guide you toward your goals. The podcast touches on topics such as frugal living, tax-efficient investing, travel hacking, and more.
Listeners often find that starting with an Amazon “Retirement Savings Planner” is a good first step on their journey to FI. It helps you map out how much to save each year, providing benchmarks for your retirement goals.
8. The Financial Confessions
Hosted by Chelsea Fagan, co-founder of The Financial Diet, “The Financial Confessions” is a podcast that aims to demystify money. Chelsea invites a diverse range of guests to share their experiences with money—whether it’s stories of financial success, lessons learned from financial mistakes, or opinions on broader economic issues.
This podcast is perfect if you’re looking for honest, insightful, and sometimes humorous discussions about money and the role it plays in our lives. Chelsea’s guests include financial planners, entrepreneurs, authors, and even comedians—giving you a well-rounded perspective on personal finance that doesn’t feel preachy or dry.
For more practical steps, consider picking up “The Financial Diet Book” on Amazon, which provides helpful advice on budgeting, spending, and making smart financial choices.
9. Bad With Money with Gaby Dunn
“Bad With Money” is a podcast that’s both entertaining and educational. Host Gaby Dunn takes a candid look at how people navigate the complex world of finance, often sharing her own stories of financial mishaps and successes. Gaby’s humor and openness make this podcast a refreshing take on personal finance—especially if you’ve felt overwhelmed or ashamed about your financial mistakes.
Gaby interviews experts, activists, and regular people to cover issues such as student loans, economic inequality, and basic budgeting tips. This is a great pick if you’re just starting out on your financial journey and want to hear from someone who’s been in the trenches.
To keep yourself on track, you might try using a “Monthly Expense Tracker” notebook, available on Amazon. It’s a useful tool for anyone trying to get organized and avoid being “bad with money.”
10. Optimal Finance Daily
“Optimal Finance Daily” takes a unique approach to personal finance podcasts by curating and narrating the best finance-related blog posts from around the web. This format allows you to get the wisdom and advice of top financial bloggers without spending time searching for articles on your own. The host, Diania Merriam, reads blog posts that cover a wide range of financial topics, from budgeting and saving to financial independence and debt management.
This podcast is perfect if you’re someone who likes bite-sized episodes packed with actionable advice. It’s also an excellent way to expose yourself to different financial philosophies and viewpoints without getting bogged down in lengthy explanations.
Pair this podcast with a “Goal Setting Planner” to take notes on ideas that resonate with you and take action on them—a best-seller on Amazon with glowing reviews.
Which Podcast is Right for You?
The great thing about personal finance podcasts is that there’s something for everyone. Whether you’re just starting out and looking for basic budgeting advice, are interested in investing in real estate, or want to learn how to retire early, there’s a podcast out there that fits your needs.
If you need tough-love motivation to get rid of your debt, “The Dave Ramsey Show” might be a perfect fit. If you prefer to take a more philosophical approach to money, then “Afford Anything” could be more up your alley. For female-centric financial empowerment, “HerMoney” is a fantastic choice, and if you want a touch of humor and honesty, Gaby Dunn’s “Bad With Money” will keep you entertained while you learn.
Don’t be afraid to sample a few different podcasts to find out which one speaks to you. Everyone’s financial journey is unique, and the advice that works for one person might not work for another. The important thing is to stay consistent in your effort to learn and grow—and to take the first step toward becoming financially literate.
Final Thoughts
Listening to personal finance podcasts can be one of the best steps you take to get a handle on your money. There’s no better way to spend that time during your daily commute, workout, or while cooking dinner than by filling your ears with sound money advice and motivational stories. Plus, with tools like financial planners, budgeting workbooks, and journals, you’ll be able to take immediate action on the advice that resonates most with you.
So plug in, hit play, and start your journey to financial independence today. After all, managing your money is a lifelong skill—and the more informed you are, the more empowered you’ll feel to make the best financial decisions for yourself and your family.
